*Make sure your information is truthful and fits your business needs. It will influence the offers from processors
High-Risk Merchant Accounts & Processing Solutions with PayBlox
Your Simple, Secure, and Affordable Partner in Finding the Right Payment Processors for Your Business
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High Risk Credit Card Processing Made Simple®
Here are why high-risk merchants trust us.
Specialized Solutions That Suit Your Business
Our team of payment processing experts takes the time to understand your industry, operation, and challenges. We do our best to match you with processors that meet your risk category for the best outcome.
Transparent Connections
What you see is what you get. Our offers come directly from trusted payment processors - no hidden fees or paid promotions to worry about.
Multiple Offers Within 24 Hours
PayBlox values your time. After you submit your information, our payment processor partners will send you offers immediately so you can move forward without delay.
Fair and Competitive Pricing
High processing fees can affect your overall income. That's why we partnered with processors that offer rates that won't drain your pocket.
Our Payment Solutions for High-Risk Merchant Accounts
PayBlox offers one-stop payment solutions for businesses of all sizes and types. Even those operating within high-risk industries. Here's how we can help you:
Access to a Trusted Network of Payment Partners
Connect directly to an extensive network of processors, banks, and ACH providers experienced in high-risk industries. We match your business with solutions that suit your risk profile and transaction requirements.
Advanced Fraud Detection and Chargeback Management
High-risk businesses are vulnerable to fraud and have higher-than-average chargeback ratios. With an advanced fraud-detection system, our partners can help minimize disputes and protect your revenue.
Global Payment Options with Multi-Currency Support
Our high-risk payment solution enables you to accept payments in multiple currencies and enter the international market to provide a smooth and efficient experience for your customers worldwide.
Secure and Compliant At Every Stage
Your data is important to us, so we secure it as best we can. We never share your information with unauthorized third parties without your consent. Feel free to review our Privacy Policy for more details.
Benefits of High-Risk Payment Processing with PayBlox
Discover the advantages of our high-risk processing services.
Higher Approval Rates
With our extensive network of payment processors, the possibility of getting approved for a high-risk merchant account increases.
Advanced Fraud Protection
Fraudulent transactions are common in a high-risk industry. PayBlox partners you with processors that have solid fraud detection tools to prevent them.
Chargeback Management
We help you minimize disputes and protect your revenue.
Flexible Solutions
We connect you with payment processors who understand your unique business high-risk model.
Get Started with PayBlox High-Risk Processing
Here's our simple onboarding process
Provide basic information about your business so we can understand and analyze your needs.
Our system will match you with processors that align with your model, risk, and industry.
You'll receive quotes from our various payment processor partners within 24 hours.
Select the one that offers the best deal for you.
Wait for 1-2 days for your application approval.
Complete your account setup with your chosen payment processor, and you're ready!
If you have any questions about the process, our support team is ready to answer them.
Get Started
See Your Rates - No Documents Needed
Testimonials and Success Stories
PayBlox has been a game-changer for our business. They helped us get set up with a processor that had experience with credit collection agencies, and the process was seamless from start to finish.
Jenna A.
Finding the right payment processor was always a struggle until we partnered with PayBlox. Their platform made it simple to find the right processor that would accept my dispensary.
Gary P.
PayBlox made finding the best cashless ATM provider simple for our dispensary. Their understanding of the challenges in the cannabis industry and their experience helped.
Jonathan G.
- About Us
A new way to find a payment processor
PayBlox helps businesses secure payment processing solutions faster and easier. We’ve created a fair marketplace where payment processors directly compete for your business.
Our goal is simple: to help business owners grow by offering transparent, reliable, and personalized payment solutions that truly fit their needs. Whether in high-risk industries or low-risk merchant accounts, we provide help every step of the way.
Industries We Serve
We assist high-risk businesses from the following industries
Adult Entertainment
Legal and ethical issues, content nature, and high chargeback rates.
Adult Toys
High fees, chargebacks, and limited processor availability.
Cryptocurrency
Volatile market values and uncertainty regulatory environment.
CBD
High transactions, chargebacks, and a complex regulatory framework
Credit Repair
Chargeback ratios and payment issues.
Debt Collection
High chargeback rates, strict regulations, and high processing fees.
Firearms
Strict regulations and reputation risks.
Gambling
Large volume of transactions, chargebacks, and complex regulatory framework.
International
High fees, currency conversion costs, regulatory compliance, and limited processor availability.
Telemarketing
Irregular payment patterns and high-chargeback ratios.
Travel
Rise in customer disputes and online fraud.
Telemedicine
Security and liability issues due to its online nature.
eCommerce
Fraud and chargeback risks.
Frequently Asked Questions (FAQs)
Addressing FAQs About Merchant Account Services
What is high-risk credit card processing?
High-risk credit card processing applies to businesses exposed to higher financial risks, including chargebacks or those operating in regulated industries. Compared to traditional processing, this requires an in-depth assessment and review of the merchant's business.
How does high-risk processing work?
It may vary depending on the processor and marketplace. But here at PayBlox, it begins with submitting your business details. We then match you with the best processors using our algorithm. They'll reach out to you with a custom quotation in 24 hours. When you select one, you'll wait a day or two for approval and then set up your account to accept credit card payments.
What makes business high-risk?
A merchant is deemed high risk for high chargeback ratios, regulatory issues, volatility, or reputational concerns.
Why are high-risk merchants charged higher fees?
Industries with high-risk merchants are more exposed to chargebacks, fraud, and regulatory complications that require additional monitoring and risk management. These factors add up to the overall cost.
How can I reduce chargebacks?
You should implement clear refund policies, use fraud prevention tools, and monitor credit card payments early to identify suspicious transactions.
What industries are considered high-risk?
Some popular examples are gambling and online casinos, firearms, travel agencies, adult entertainment travel agencies, and e-cigarettes. They are classified as high-risk for many reasons, such as different regulations, fraud risks, and complexity in business operations.
How long does it take to get approved for a high-risk merchant account?
At PayBlox, it usually takes 1-2 days to approve your account after selecting a payment processor. But high-risk accounts may take 3-7 days.
What payment processors can I integrate with for high-risk processing?
High-risk businesses can partner with payment processing companies that provide advanced security and features. We work with multiple high-risk payment processors, banks, and ACH providers to help you easily accept credit card payments.
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