*Make sure your information is truthful and fits your business needs. It will influence the offers from processors
Your Simple, Secure, and Affordable Partner in Finding the Right Payment Processors for Your Business
Here are why high-risk merchants trust us.
Our team of payment processing experts takes the time to understand your industry, operation, and challenges. We do our best to match you with processors that meet your risk category for the best outcome.
What you see is what you get. Our offers come directly from trusted payment processors - no hidden fees or paid promotions to worry about.
PayBlox values your time. After you submit your information, our payment processor partners will send you offers immediately so you can move forward without delay.
High processing fees can affect your overall income. That's why we partnered with processors that offer rates that won't drain your pocket.
PayBlox offers one-stop payment solutions for businesses of all sizes and types. Even those operating within high-risk industries. Here's how we can help you:
Connect directly to an extensive network of processors, banks, and ACH providers experienced in high-risk industries. We match your business with solutions that suit your risk profile and transaction requirements.
High-risk businesses are vulnerable to fraud and have higher-than-average chargeback ratios. With an advanced fraud-detection system, our partners can help minimize disputes and protect your revenue.
Our high-risk payment solution enables you to accept payments in multiple currencies and enter the international market to provide a smooth and efficient experience for your customers worldwide.
Your data is important to us, so we secure it as best we can. We never share your information with unauthorized third parties without your consent. Feel free to review our Privacy Policy for more details.
Discover the advantages of our high-risk processing services.
With our extensive network of payment processors, the possibility of getting approved for a high-risk merchant account increases.
Fraudulent transactions are common in a high-risk industry. PayBlox partners you with processors that have solid fraud detection tools to prevent them.
We help you minimize disputes and protect your revenue.
We connect you with payment processors who understand your unique business high-risk model.
Here's our simple onboarding process
Provide basic information about your business so we can understand and analyze your needs.
Our system will match you with processors that align with your model, risk, and industry.
You'll receive quotes from our various payment processor partners within 24 hours.
Select the one that offers the best deal for you.
Wait for 1-2 days for your application approval.
Complete your account setup with your chosen payment processor, and you're ready!
If you have any questions about the process, our support team is ready to answer them.
See Your Rates - No Documents Needed
*Make sure your information is truthful and fits your business needs. It will influence the offers from processors
PayBlox helps businesses secure payment processing solutions faster and easier. We’ve created a fair marketplace where payment processors directly compete for your business.
Our goal is simple: to help business owners grow by offering transparent, reliable, and personalized payment solutions that truly fit their needs. Whether in high-risk industries or low-risk merchant accounts, we provide help every step of the way.
We assist high-risk businesses from the following industries
Legal and ethical issues, content nature, and high chargeback rates.
High fees, chargebacks, and limited processor availability.
Volatile market values and uncertainty regulatory environment.
High transactions, chargebacks, and a complex regulatory framework
Chargeback ratios and payment issues.
High chargeback rates, strict regulations, and high processing fees.
Strict regulations and reputation risks.
Large volume of transactions, chargebacks, and complex regulatory framework.
High fees, currency conversion costs, regulatory compliance, and limited processor availability.
Irregular payment patterns and high-chargeback ratios.
Rise in customer disputes and online fraud.
Security and liability issues due to its online nature.
Fraud and chargeback risks.
Addressing FAQs About Merchant Account Services
High-risk credit card processing applies to businesses exposed to higher financial risks, including chargebacks or those operating in regulated industries. Compared to traditional processing, this requires an in-depth assessment and review of the merchant's business.
It may vary depending on the processor and marketplace. But here at PayBlox, it begins with submitting your business details. We then match you with the best processors using our algorithm. They'll reach out to you with a custom quotation in 24 hours. When you select one, you'll wait a day or two for approval and then set up your account to accept credit card payments.
A merchant is deemed high risk for high chargeback ratios, regulatory issues, volatility, or reputational concerns.
Industries with high-risk merchants are more exposed to chargebacks, fraud, and regulatory complications that require additional monitoring and risk management. These factors add up to the overall cost.
You should implement clear refund policies, use fraud prevention tools, and monitor credit card payments early to identify suspicious transactions.
Some popular examples are gambling and online casinos, firearms, travel agencies, adult entertainment travel agencies, and e-cigarettes. They are classified as high-risk for many reasons, such as different regulations, fraud risks, and complexity in business operations.
At PayBlox, it usually takes 1-2 days to approve your account after selecting a payment processor. But high-risk accounts may take 3-7 days.
High-risk businesses can partner with payment processing companies that provide advanced security and features. We work with multiple high-risk payment processors, banks, and ACH providers to help you easily accept credit card payments.
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